YOU TOO CAN OWN YOUR OWN HOME

Why rent when you can own? Self-employed with no tax returns to document your income? NO PROBLEM!  No down payment? Low income? Want to buy more house than you can afford? NO PROBLEM! Bad credit, no credit? NO PROBLEM! Bankruptcy, Tax liens, NO PROBLEM! The Mortgage Magician will get you a loan. Cut your payments in half, with an interest-only loan. First loans, seconds, equity lines of credit, purchase loans, refi's, construction loans.
If you can afford the payments,  we will  get you into a home of your own Even if You Have No Down Payment!                 DO YOU NEED MONEY? 
Do you want to buy a house, or repair or improve the one you've got? Do you want to take a vacation,  or send your kids to college? To buy a new  car, or start a business? Maybe you just want to lower your interest rate and your monthly payments?
To Reserve your place in a free, no-obligation workshop on how YOU can buy your first home and the Eight Essential Things Every Borrower Must Know Before Applying For A Mortgage  call:  

David Chodack,                            Chuck Terry                                     Julian Chodack  
(510)827-6282                          (925) 864-6921                                    (510)414-3794
                              
                                                                                                            
E-mail:  themortgagemagician@yahoo.com    Code No.
www.taxsaleriches.com/mortgage-magic


FREE Fund-Raising Program    For Non-Profit Organizations            

Do you head, or belong to, a religious  or other non-profit organization that needs to raise funds? My name is David Chodack. I am a loan agent with Sterling Mortgage in Emeryville, "The Home of The One-Hour Approval" and I specialize in working with non-profit organizations, getting them funding not only for the organization's needs, but for the needs of their members as well.  Our non-profit fund raising program is simple:

1)I can put on a free  seminar on real estate and real estate financing for your members. (Or, your organization can even charge a fee at the door and keep the proceeds) The seminars will cover such topics as:

vWhy choose a mortgage broker over a direct lender?
vWhat a good mortgage broker can (and can not) do for you
vVarious financing alternatives and their pros and cons
(Adjustable vs. Fixed rate, Interest-Only vs. Amortized, 30 Year Fixed vs. 15 Year Fixed, 30 Year Fixed vs. 1-10 Year Fixed/Adjustable, etc.)
v"Points" or Loan Fees vs. Interest Rate-
vUsing the power of leverage to maximize the value of equity
vAnd more ………….

These will be honest, objective, educational workshops, not just a sales pitch. There will be information offered about Sterling Mortgage and our programs and services, but that will come only at the end of the program, it will be brief and anyone who is not interested will be free to leave.
  
2)You can  insert one of my  articles on real estate financing and an ad for United Mortgage in your newsletter, or in a mailing to your members

Your organization will collect Five Hundred Dollars ($500) as a donation for any loan any of your members obtain through me, for the next year. (Or, you can choose to rebate all or part of this amount of this amount to the individual borrowers, as a special discount available only to your members)
          David Chodack                                                Julian Chodack                                           
          (510) 827-6282                                 (510) 414-3794
                                                                                                 
              E-mail: themortgagemagician@yahoo.com                        Code No.


SMALL BUSINESS PAINLESS PROFIT BUILDER SYSTEM


If you have a small business that draws a lot of people, then I may be able to help you draw a lot of new profits with no expense and no effort.

All you have to do is leave some literature where your customers can read it. Every flyer will have your code number on it and if one of your customers calls up for a loan, you get 25% of my commission An actual, personal = 50% of my commission)
It's as simple as that.

There's nothing for you to buy, nothing for you to do, nothing for you to recommend.

You just leave my brochures for your customers to read and they do the rest.
David Chodack                                           
(510) 827-6282

                                                                                             
(Your code number should match the code number on your flyers) Code No


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